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Financing Your Home >Hybrids Offer Low Rates
In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?
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The picture window was a signature of the suburban American neighborhood. |
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R. Ashley Brunner Prudential Lancaster Real Estate 100 Foxshire Drive Lancaster PA, 17601 Office: 717-291-9212 Fax: 717-393-2336 Ashley Brunner Cell: 717-380-4212 Ron Burkhart Cell: 717-283-8356 Sharon Burkhart Cell: 717-283-8355 Email: info@BrunnerBurkhart.com Ashley: Ashley@BrunnerBurkhart.com Ron: Ron@BrunnerBurkhart.com
As established top producing agents, Ashley Brunner and Ron & Sharon Burkhart bring 19 years of real estate experience to the Brunner Burkhart Group. Each prides the Brunner Burkhart Group on continuing to work to help people achieve their Real Estate goals. 
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